- What is Collateral DNA?
- Why are data and analytic tools important?
- Where does FNC’s data come from?
- Everyone knows credit analysis is critical; why is collateral analysis equally important?
- What does Collateral DNA measure?
- What browsers are supported by the Collateral DNA website?
What is Collateral DNA?
Collateral DNA™ is your key to the most thorough, up-to-date, accurate property information
available for the mortgage industry.
This suite of data and analytic products enables you to make the most informed decision
possible when assessing collateral value – the number that matters most in today’s volatile
real estate market.
Why are data and analytic tools important?
Data is simply another way of saying information, records, or statistics. Analytic is a
term used to describe investigative, diagnostic, or reasoned. With FNC’s data and analytic
tools, you control the most powerful collateral intelligence in the industry, giving you the
foundation you need to ensure regulatory compliance and strong value confidence.
Where does FNC’s data come from?
A data source is only as good as the pool from which it pulls its numbers. At FNC, we are
serious about maintaining the nation’s most accurate and up-to-date information source.
Our data is provided by high level, reputable clients who have agreed to share their
property-specific appraisal data with FNC after it has been thoroughly reviewed by licensed
or certified appraisal professionals.
Valuable data streams in constantly and is shared with FNC clients within days of retrieval.
This allows time for all data to undergo a stringent security screen, which ensures that all
personal information is removed.
Then, the critical property information is compiled into FNC’s National Collateral Database™,
where it is combined with public records, offering you the most thorough, accurate, up-to-date
information source available in today’s market.
Build your loan decision on solid facts – FNC’s Collateral DNA.
Everyone knows credit analysis is critical; why is collateral analysis equally
important?
Ultimately, the property is what supports the loan. So you need to know one crucial number:
the value.
With detailed credit reports, you already know the facts about the borrower. This information
allows you to make educated decisions about the risk involved in loaning money to that applicant.
Now, with FNC’s data and analytic tools, you’ll know the facts about the property as well. Why
not make the most informed decision possible when calculating the value and risk of the property
being considered?
What does Collateral DNA measure?
Our products can examine the full history of the property, including sales and transactions;
property characteristics; tax information; neighborhood homogeneity and conformity measures; and
details on land use, price, and age.
Comparables can be ranked according to distance from the subject property; age of the sale;
or similarity of physical characteristics.
Use CDNA technology to plot your preferred properties on a map for reader-friendly analysis
and transfer information directly into appraisal forms for immediate real-world application.
The options are endless: Track median sales prices from quarter to quarter. Define your
analysis across any specific geographical level: national, state, county, zip code, or census
tract. Evaluate properties across both distressed and non-distressed markets. You can even
identify foreclosures and flips with easy-to-spot distressed property flags.
Now’s the time. With Collateral DNA, you own a high-tech solution to the nations’ current
mortgage crisis. We provide the tools. You determine the number. That’s value to lend on.
What browsers are supported by the Collateral DNA website?
We support Internet Explorer versions which are currently supported by Microsoft and not in a beta phase(here).
|
